{"id":2220,"date":"2025-07-03T14:13:56","date_gmt":"2025-07-03T14:13:56","guid":{"rendered":"https:\/\/cikgusho.com\/v1\/?p=2220"},"modified":"2025-07-03T14:14:36","modified_gmt":"2025-07-03T14:14:36","slug":"bebas-kewangan","status":"publish","type":"post","link":"https:\/\/cikgusho.com\/v1\/bebas-kewangan\/","title":{"rendered":"Bebas Kewangan"},"content":{"rendered":"<p>Hidup di dunia ni, kebanyakkan benda menggunakan duit.&nbsp;<br>Sebab duit juga ada yang bergaduh sesama keluarga, sebab duit juga boleh jadikan jalan untuk ke syurga.<br><br>Ada orang yang pendapatannya sedikit namun lebih bahagia dan tenang jiwanya.<br>Ada orang kerja siang malam tak sempat tengok muka anak-anak senyum tapi resah sepanjang masa.<br><br>Bila sebut tentang kebebasan kewangan, kebiasaannya akan nampak kekayaan.&nbsp;<br>Bila sebut kaya, tak dapat lari daripada memiliki rumah, kereta dan kemewahan lain.<br><br>Pelbgai definisi diberikan tantang kebebasan kewangan, namun pada pandangan peribadi ianya adalah satu matlamat yang wang bukan lagi menjadi satu kebimbangan dan wang yang ada akan berganda dengan sendiri.&nbsp;<br><br>Kita tidak lagi risau jumlah wang keluar. Kita tidak risau jika perlu gunakan duit bila kecemasan.&nbsp;<br>Tidur malam kita lena sebab tidak perlu lagi fikirkan tentang aliran tunai kita.&nbsp;<br><br>Kerja kita lebih berfokus sebab duit bukanlah lagi benda yang kita kejar.<br>Bila lihat situasi di atas, kita rasa jauh lagi perjalanan untuk capai kebebasan kewangan.&nbsp;<br><br>Ada yang kata mungkin dihujung hayat dan umur dah 60-70 tahun baru capai.<br>Sebelum umur 30 tahun pun kita boleh capai financial freedom ni sebenarnya.<br><br>Jika kita hutang banyak pun tak mustahil juga untuk capai matlamat ini. <br>Cara paling mudah adalah dengan jaga dan perbaiki aliran tunai dan biarkan wang bekerja untuk kita.&nbsp;<br><br>Bunyinya macam senang, tapi susah.&nbsp;<br>Perlukan disiplin tahap dewata raya, strategi dan bantuan orang lain.&nbsp;<br><br>Masih belum terlambat untuk tanamkan azam untuk berusaha perbaiki aliran tunai.&nbsp;<br>Jika kita kawal duit kita, kita bukan lagi hamba kepada duit.<br><br>Bila duit bukan lagi masalah utama, kita dah dekat dengan matlamat ini.<br>Kan best bila kita bukan lagi hamba kepada duit. Apa lagi, bertindak segera!<\/p><p>Cikgu Sho<br>Financial Freedom Fighter, F\u00b3<\/p><p><em>p\/s: Bina jalan untuk bebas kewangan dengan syarikat No1 Unit Trust <a href=\"https:\/\/investsmart.wasap.my\">https:\/\/investsmart.wasap.my<\/a><\/em><\/p><p><\/p>","protected":false},"excerpt":{"rendered":"<p>Hidup di dunia ni, kebanyakkan benda menggunakan duit.&nbsp;Sebab duit juga ada yang bergaduh sesama keluarga, sebab duit juga boleh jadikan jalan untuk ke syurga. Ada orang yang pendapatannya sedikit namun [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2221,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_surecart_dashboard_logo_width":"180px","_surecart_dashboard_show_logo":true,"_surecart_dashboard_navigation_orders":true,"_surecart_dashboard_navigation_invoices":true,"_surecart_dashboard_navigation_subscriptions":true,"_surecart_dashboard_navigation_downloads":true,"_surecart_dashboard_navigation_billing":true,"_surecart_dashboard_navigation_account":true,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4,14,19],"tags":[117,113,16,46],"class_list":["post-2220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idea-kewangan","category-pelaburan","category-sembang-pelabur","tag-financial-freedom","tag-jangka-masa-panjang","tag-pelaburan","tag-pencen"],"_links":{"self":[{"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/posts\/2220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/comments?post=2220"}],"version-history":[{"count":2,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/posts\/2220\/revisions"}],"predecessor-version":[{"id":2223,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/posts\/2220\/revisions\/2223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/media\/2221"}],"wp:attachment":[{"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/media?parent=2220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/categories?post=2220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cikgusho.com\/v1\/wp-json\/wp\/v2\/tags?post=2220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}